Employers all have one thing in common.  That is they all need to Attract, Motivate and Retain quality employees.  The single most proven method of accomplishing this is through the benefits’ program that is offered.  Let us help you develop a world class benefits’ program.  Our focus for assisting employers with their benefits’ program starts and begins with the employee.  The first step is to develop a plan specifically for your employees, as no two sets of employees are the same. Once this is done we work with the employer to educate the employees to the value of each benefit and how it can be used to potentially fill a need in their personal and/or family’s lives.  Then the plan needs to be evaluated regularly and make sure it evolves as employer and employee needs change and evolve.  Again, the ultimate goal is providing for the welfare of employees while attracting, retaining and motivating quality employees.

In addition to the process and the consulting needed to develop a benefits’ program, a very important part of the benefits’ plan is the products selected.  Here is a listing of the most popular to choose from:

1. Major Medical/Healthcare
   1. Fully Insured
   2. Self-insured
   3. Pharmacy Benefit Management
   4. Limited Medical Plans
2. Hospital Indemnity
3. Life Insurance with or without Accidental Death and Dismemberment
   1. Group or Individual
   2. Voluntary or Employer paid
   3. Whole, Universal and term life
4. Disability
   1. Short or long term
   2. Voluntary or employer paid
5. Long Term Care
6. Cancer Insurance
7. Critical Illness Insurance
8. Accident Insurance
9. Medicare Supplement for age 65 or older employees or retirees
10. Overseas travel Major Medical/Health Insurance or Executive Travel Insurance
11. Pet Insurance